For spinning reels I use Shimano Sedona or Sahare which run about 75$ or so sepending on the size you want. I like the 4000 size but use the 2500 size for smaller baits. I like to have a MH 7' rod ( I like Kistler rods) but have G Lommis and Shimano as well. (I use them for twitch/crank baits,Senko,shaky head,fluketop water,drop shot,light texas rig worm & slider worm, weight less wacky)
Bait caster reels I also use Shimano Currado's the 200 series. These are expensive new but on ebay you can find them for around 70$. I have bought several on Ebay. I also like the 7' rod MH. Difficult to lean to cast but when you figure it out they are great for, Jig, shaky head,crank, top, texas rig,frog.
If you need to borrow a rod reel till you figure out what you want let me know I can help you out.
Again Ebay you can get these used at a fraction on the price of new.
Good luck
Milt